Lock away funds until you reach your goal. Set a trusted contact for emergency unlocks.
Upload a picture of your why — a house, a holiday, a debt-free balance.
Tell future-you why this matters.
This becomes your unlock target.
Someone who can approve emergency unlocks
If you break your goal early, a small fee is donated to charity.
Must be greater than 0%
Important: Early withdrawal triggers a 24-hour cooling-off period and the commitment fee above.